The most common reasons are that the card hasn’t been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card’s balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.
Why is my Visa gift card getting declined?
There are a number of possible reasons why a purchase could be declined: You don’t have enough money left on your card. You haven’t activated or registered your card. The address you gave to make an online or phone purchase is different from the address you have on file with your prepaid card provider.
Why can’t I use a Visa gift card online?
Do Visa gift cards work on anything?
Yes. You can use your Visa Gift Card anywhere Visa cards are accepted. Just always ensure that the remaining balance on your card will cover the amount of your planned purchases.
What do you do if your gift card doesn’t work?
- Show Card to the Cashier.
- Ask What the Error Message Is.
- Ask For the Manager.
- Check the PIN.
- Make Sure the Gift Card is Activated.
- Ask for the Balance and Transaction History.
- Contact Customer Service.
- Contact the Card Issuer.
How long does it take for a visa gift card to activate?
After you activate the gift card, it should be ready to use. I have seen some cases where a gift card issuer imposes a waiting period after purchase, meaning the gift card may not be usable for up to 24-48 hours even though it has been activated.
How do you activate a visa gift card?
Dial the number on the back of the card if there isn’t a sticker on the front. Your Visa gift card will have a customer service number listed on the back of the card. Call this number and follow the necessary button prompts to activate it.
How do I pay with a Visa gift card online?
How do I use my Visa Gift Card online? You can use your card for online purchases by entering the card number, expiry date and the 3 digit code (CVV) found on the back of the card. Occasionally websites will ask for the name on the card, in these instances simply insert “Gift Card” in the field provided.
How can I pay online with Visa card?
If you’re paying for something online, you can typically use your debit card just like a credit card. You don’t need to specify that you want to use a debit card (just select the “pay with credit card” option). Start by indicating the type of card you have—Visa or MasterCard, for example.
What name do I put for a visa gift card?
Use Real Name and Current Address. When registering the gift card, enter your first and last name, just as you would on a credit card.
Do you need to activate a Visa gift card?
Activate Your Card Your Visa gift card must be activated in order to be used for purchases either online or in-store. Depending on where the gift card was purchased, you will have to activate your card on the issuing bank or provider’s website or call the toll free number listed on the back of your card.
Are Visa gift cards easy to use?
A Visa gift card gives you all the versatility of a Visa debit card – broad acceptance, easy use, and sometimes even ATM accessibility – without the connection to an actual bank or credit account. If you lose this type of card, there’s no risk that a thief could compromise your identity or credit.
Where are Visa gift cards accepted?
Because a Visa Gift Card functions like a credit card, it can be used anywhere that Visa cards are accepted, including online purchases — though it will likely need to be registered online or by phone, prior to use.
Is there a problem with gift cards?
After purchases are made with a gift card, there may be a small amount of money left, which if not used, whether due to forgetfulness or inertia, ends up as money wasted. You may pay purchase or reload fees to add money. Closed-loop cards limit purchasing power.
Why is my Visa gift card being declined on Paypal?
If you get a declined message during checkout even if the prepaid gift card has enough balance to cover the full amount, then you may have to register your billing address with the card issuer. Look for a contact website or phone number on the back of the prepaid gift card to complete the registration process.
How do I know if my Visa card is activated?
Call Customer Service The simplest way to clear up any question about whether your credit card is still active is to call the issuer and ask. Call the number on the back of your card to inquire about the status of your account. If inactive, customer service can likely reactivate.